The farmers are provided credit from a number of sources for their short and long term needs. The main sources of credit to the farmers include:

(a) the Primary Agricultural Cooperative Societies, commercial banks, RRBs and private money lenders

(b) the NABARD, RBI, commercial banks and private money lenders

(c) the District Central Cooperative Banks (DCCB), the lead banks, IRDP and JRY

(d) the Large Scale Multi-purpose Adivasis Programme, DCCB, IFFCO and commercial banks


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(a) Regional rural banks were established under RRB Act 1976. They provide credit to agriculture and other rural activities. As of March 2014, the number of RRBs has been reduced to 57.

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