Option 3 : 40.5
Given Rows
Row I: 28, 19, 12
Row II: 13, 7, 32
Using the above rules The Row 1 can be
Row I: 28, 19, 12, From left to right the even number followed by odd number. So, use the rule iv
⇒ (28 - 19) = 9
Row I: 9, 12 From left to right the odd number followed by even number. So, use the rule iii
⇒ (9² - 12)
⇒ 81 - 12 = 69
Row I= 69
Using the above rules The Row 2 can be
Row II: 13, 7, 32 From left to right the odd number followed by odd number. So, use the rule ii
⇒ (13 + 7)
⇒ = 20
Row II: 20, 32 From left to right the even number followed by even number. So, use the rule i
⇒ (32 - 20)
⇒ = 12
Row II = 12
Average of Row I and Row II are = (69 + 12) ÷ 2
⇒ 81 ÷ 2
= 40.5
Hence, "40.5" is the answer.